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Plumbing contract template

Most plumbing disputes are not about the plumbing. They are about what was included, what happens when the wall opens up, and when the money is due. This plumbing service agreement settles all three before the first fitting is cut — editable in the browser, printable as a clean two-signature document, and nothing you type leaves your screen.

What a plumbing contract has to do

A plumbing contract is the written promise between the shop and the owner: what gets done, for how much, paid when, and what happens when the wall comes open and the job is not what it looked like. The invoice records what happened. The contract decides, in advance, who carries the risk when something changes — and on a plumbing job something usually does.

Each clause in the template exists because of a specific argument it ends. Read the table as a list of disputes you will not be having.

Clause by clause — what each one protects
ClauseProtectsWithout it
Scope of workBoth sides — a shared list of tasks“I thought that was included”
ExclusionsThe shop, on drywall, tile, paint, abatementFinish repair absorbed into your price
Hidden conditionsThe shop, on what the walk-through could not seeA corroded line or old unpermitted work at your cost
Payment scheduleCash flow, tied to milestonesMaterials bought on your credit card
Change ordersBoth sides — price agreed before workA final bill the owner never approved
Permits and inspectionsThe owner, and the shop’s licenceNobody pulled it; the sale of the house finds it
WarrantyThe owner, with a stated limit for the shopAn open-ended callback promise
CancellationBoth sides, on an orderly exitA deposit fight over special-order parts
Lien noticeThe owner’s title, the supplier’s claimA surprise lien after the owner paid you

How to use this template

  1. 1

    Price the job first

    The contract price comes from your own numbers. Run it through the job price calculator so the figure on the contract already carries overhead and margin, not just parts and hours.

  2. 2

    Write the scope one task per line

    Name equipment by size and who supplies it. "Install water heater" invites questions; "supply and install a 50 gal gas heater, haul away the old one" answers them. For a heater swap, the water heater replacement cost guide lists the parts that usually ride along.

  3. 3

    Set the payments against milestones

    Tie each payment to something the owner can see happen: materials on site, rough inspection passed, final passed. The template warns you on screen if the schedule does not add up to the contract price.

  4. 4

    Name the permit holder and the AHJ

    Pick who pulls the permit and type the office that issues it. The permit checklist builder lists the drawings and inspections that office will expect.

  5. 5

    Print two copies, sign both

    One for the owner, one for the job file. Copy all pastes the same text into an email or your own document.

Not legal advice

This is a starting document, not a reviewed contract. Contractor licensing, required contract wording, deposit limits, cancellation rights and lien procedures are set by each state, and some cities add their own. Have it reviewed by a lawyer who practises construction law in your state before you put it in front of a customer.

Cancellation, permits and liens: the lines the law reaches

The FTC Cooling-Off Rule

The Federal Trade Commission's Cooling-Off Rule (16 CFR Part 429) covers a consumer sale the seller solicits and closes away from its place of business: a purchase price of $25 or more at the buyer's home, or $130 or more at another temporary location. The buyer can cancel until midnight of the third business day after the sale; a business day is any day except Sunday and federal holidays. The seller has to say so orally, put the cancellation statement in bold type of at least 10 points next to the buyer's signature, and hand over two copies of a completed notice-of-cancellation form.

Two exclusions matter to a plumber. A visit the owner asked for, to repair or maintain their own property, is excluded — but anything sold on that visit beyond the parts the repair needs is not. And a genuine emergency is excluded only when the owner initiated the contact and gives you a separate, dated and signed statement in their own handwriting describing the emergency and waiving the three days.

The template adds the statement, not the form

Tick "sold at the customer's home" and the required statement prints beside the owner's signature. The two notice-of-cancellation forms the rule also requires are a separate document; several states add their own, longer cancellation rights on top.

Who pulls the permit

IPC 2021 § 106.1 puts the duty to apply for the permit on the owner, the owner's authorized agent or the contractor, which is exactly why the contract has to name one of them. The adopted edition and the permit rules themselves are set by the authority having jurisdiction (AHJ), and the AHJ also decides who may hold a plumbing permit there. The plumbing permit cost guide covers how those fees are usually built, and IPC basics covers how the code gets adopted.

Lien notices vary by state

Pre-lien and notice requirements are state law, and they differ in who sends what, to whom, and by when. California is a clear example: the Contractors State License Board says subcontractors and suppliers who may need to file a lien must send a Preliminary Notice, before work begins or materials are delivered and up to 20 days after, while the direct contractor and laborers are not required to. The same board caps a home improvement down payment at $1,000 or 10% of the contract price, whichever is less, and requires a signed written change order before any change. Check your own state's licensing board before you fill the lien line in.

Worked example: a water heater swap

The template opens on a 50 gal gas heater replacement with a new expansion tank — sized with the expansion tank calculator — priced by the shop at $4,850. The schedule is built so the owner never pays far ahead of what they can see:

The template's default schedule — the shop's own example figures, not a rate
PaymentWhen dueAmountShare
DepositOn signing$485.0010%
ProgressHeater delivered to site$2,365.0048.8%
FinalPassed final inspection$2,000.0041.2%
Contract price$4,850.00100%

Tying the final payment to the passed inspection does two jobs: the owner has a reason to let the inspector in, and you have a reason the owner cannot argue with for asking to be paid that day. In California the $485 deposit sits under the lesser-of cap above; in another state, check before copying it.

How it pairs with the invoice and the price calculator

Three documents, one number. The job price calculator produces the price, this contract commits both sides to it, and the plumbing invoice template bills it — the deposit, each progress payment, and the final, each against the line in section 4. Every signed change order adds its own line to the invoice, so the final bill reconciles to the contract plus the change orders and nothing else.

Paper run
Job pricethe number01Contractthe promise02Change ordereach change03Final inspectionAHJ sign-off04Invoicethe bill05
The dashed branch repeats: one signed change order per change, before the work.